About Run My Pockets
Last updated August 14, 2026
People know their bank balance. They rarely know what they can actually spend. Run My Pockets is an envelope budget that puts that leftover cash first — a stored Safe-to-Spend pool, not a number we invent on the screen.
What It Is
You log a paycheck. We allocate it into envelopes and goals by due date (what is due before the next deposit) and remaining-to-fund (smallest gap first). Whatever is left sits in Safe-to-Spend — money that is not already spoken for. Each envelope also has its own leftover for the period, so groceries and rent do not share one vague pot.
Envelopes due before the next deposit get first claim, smallest remaining amount first. Everything else that still needs cash follows the same remaining-to-fund ranking. Fully funded envelopes wait at the bottom. A short paycheck can partial-fund or skip items that are not due before the next deposit. You stay in control; the math stays honest.
How Money Moves
- Income is manual at launch. There is no bank sync yet — and we will not use Plaid.
- Transfers are ordinary transactions. Move money, and funded amounts, sliders, and the pool update together.
- Pull from Safe-to-Spend to fill an envelope. Slide money out and it returns to the pool. If the pool is empty, we look to a lower-priority envelope or a goal that can wait for the next deposit.
Free Core, Paid Later
Setting up envelopes and managing the pool stays free. A paid plan will later unlock smart calculations and bank sync. Prices are not set — see Pricing for the placeholder, not a checkout.
The Feel
We want the warmth of a partner, not a vault: a big, calm Safe-to-Spend number, human copy, and playful sliders on a navy / denim / gold palette. Inspired by the clarity of Simple Bank — not a clone of its marks.